Have a cigar!
You have probably heard it said that the United States is the most litigious society on the planet and if you don’t believe it just listen to this story!
There was a guy in Charlotte, North Carolina who bought a very expensive box of cigars and had them insured against theft and damage and of all things FIRE.
About a month later he had smoked the entire stockpile and filed a claim with the insurance company stating that the cigars were lost in a series of small fires.
(It gets better)
The insurance company naturally refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion.
The man sued………… and won!
In his ruling the judge agreed that the claim was frivolous but the insurance company had stated that the cigars were insurable and further could be insured against fire without defining what it considered “unacceptable” fire and was therefore obliged to pay the claim.
Rather than endure a lengthy and costly appeal process the Insurance Company accepted the ruling and paid the man $15,000- for the rare cigars he lost in the “fires!”
(Here’s where it gets really good!)
But, my friends, after he cashed the cheque the company had him arrested on 24 counts of arson.
With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 month in jail and a $20k fine!
Allan W Janssen is the author of The Plain Truth About God at www.God-101.com and the blog "Perspective" at http://God-101.blogspot.com
There was a guy in Charlotte, North Carolina who bought a very expensive box of cigars and had them insured against theft and damage and of all things FIRE.
About a month later he had smoked the entire stockpile and filed a claim with the insurance company stating that the cigars were lost in a series of small fires.
(It gets better)
The insurance company naturally refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion.
The man sued………… and won!
In his ruling the judge agreed that the claim was frivolous but the insurance company had stated that the cigars were insurable and further could be insured against fire without defining what it considered “unacceptable” fire and was therefore obliged to pay the claim.
Rather than endure a lengthy and costly appeal process the Insurance Company accepted the ruling and paid the man $15,000- for the rare cigars he lost in the “fires!”
(Here’s where it gets really good!)
But, my friends, after he cashed the cheque the company had him arrested on 24 counts of arson.
With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 month in jail and a $20k fine!
Allan W Janssen is the author of The Plain Truth About God at www.God-101.com and the blog "Perspective" at http://God-101.blogspot.com
posted by Allan W Janssen | 10:02 a.m.
2 Comments:
and the karma wheel spins once more
Hmm nice story....
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